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Carl Lavoie has been with CBRE Limited since 1991. Carl is a commercial mortgage specialist and real estate generalist with a solid background in all facets of real estate including: the development process, planning approvals, negotiating acquisitions and sales, leasing, taxation, cash flows, budgets and defaults. The major focus at CBRE Limited Debt Capital Markets is the financing of I. C. & I. real estate in Canada as well as term loans on equipment and other assets, operating lines of credit, providing asset valuation studies, financing seminars and cash flow analysis. Carl has generated approximately $1 Billion of mortgage product: construction and long-term: in industrial, commercial, multi and single residential, hotel, nursing, and retirement homes, resort condominiums in Ontario, British Columbia, Alberta, Quebec and the Maritimes; extensive contacts with Canadian & Foreign Pension Funds, Insurance Companies, Schedule 'A' & 'B' Banks, Trust Companies, and Private Lenders.